REGULASI HUKUM TERKAIT PENGGUNAAN E-MONEY DALAM TRANSAKSI KEUANGAN DI INDONESIA
Abstract
Money is a medium of exchange that is generally accepted, but as time goes by it has an impact on the payment system and now a transaction can be carried out using e-money, which is a means of payment that is made digitally, and the value of a currency is stored in an electronic medium, namely in the form of a server or chip. By using e-money, transactions can be carried out more easily and efficiently. And the use of e-money also has a long-term influence on the e-money variable on economic growth in Indonesia, because e-money has a very positive and significant influence on Indonesia's future economic growth. However, using e-money still has its own positive and negative values, such as damaged or lost e-money cards. Therefore, it is necessary to adjust policies in the economic sector considering the development of the national economy which is increasing so rapidly every day. where e-money is regulated in Bank Indonesia Regulation Number. 06/20/PBI/2016. This research uses a type of normative juridical research with an approach that is a normative legal study which refers to regulations in the law which can be analyzed systematically, and data collection is carried out, namely library data which is carried out by analyzing library data of various types. books and scientific journals.Keywords: E-money, Influence of E-money, Legal Regulation of E-money Users
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